- 13.95% p.a. on purchases and cash advances
- $40 account fee (charged every six months)
- Up to 55 days interest free, when you pay off your entire balance by the due date each month. The interest free period doesn’t apply to cash advances.
- 1.99% p.a. for 6 months on balances you transfer from a non-Kiwibank credit card
- Complimentary Overseas travel insurance